Expanded Access Coalition Meeting

February 24, 2004, 9:50-11:40 a.m., OHP Central Processing

MINUTES

Attending:

Linda Herman (Clackamas County Health Dept)                Sandra Callahan (OHAP)

Marcy Sugarman (Multnomah County Health Dept)            Rick Bennett (AARP)          

Laura Brennan (DHS)                                                       Kristi Jamison (Central City Concern)

Rhonda Walker (OHAP/LC-CKF Coalition)                        Laura Chenet Leopard (Central City Concern)

Katie Gauthier (Oregonians for Health Security)                   Joy Soares (CareOregon)

LoriAnn Sheridan (OHAP-CKF)                                         Gloria Rosales (VGMHC)

Ellen Pinney (OHAP-CKF)                                                 Jennie Hamilton (OPCA)                                  

Michele Wallace (OHP Processing Center)                          Wendy Lear (Multnomah County)

Kelly Harms (IPGB)                                                            Kristi Johnson (CKF-HNRS)

Carol Simila (OR Insurance Division)                                    Erica Hetfeld (Providence/PacificCare)

Glenna Awbrey (CKF-HNRS)                                             Julie Massa (Oregon Food Bank)

Karen Berkowitz (OR Legal Aid)                                        Carolyn Ross (DHS)

Ann Strada (Providence)                                                     Kaye Stainbrock (WOSU/Chemawa Clinic)

Kara Pattinson (NAMI/OPA)                                             Wanda Schindler (OHAP)

Linda Peckron (OHAC)                                                       Kevin McAndrews (PeaceHealth)

Lisa Hendricks (Community Health Center)                          Peg Crowley (Community Health Center)

Elena Gainey (Virginia Garcia)                                            Maria Lopez (Virginia Garcia)

Yuleni Rodriguez (OHAC)                                                  Kay Stainbrook (OPCA)

Kevls Earls (OAHHS)                                                         Bonnie Luther (OHAP)                                  

                                               

 I.          Call To Order & Introductions:  Jennie called the meeting to order at 9:50 a.m., giving an update on the 9:45 am scheduled start time for the meeting since the Committee for Outreach, Enrollment & Retention will be meeting at Noon.  She reminded the EAC members that future meetings will be from 10:00am-12:00 p.m.  Introductions followed.  

 

II.                 Reinstatement of OHP coverage for adults whose cognitive disabilities impair their ability to make timely premium payments:  Karen Berkowitz of Oregon Legal Services (OLS) addressed the EAC, explaining how she and others can use the Americans With Disabilities Act (ADA) to assist clients in seeking forgiveness for late premium payments.  She handed out samples of the letter she sent to Lynn Read and a provider letter, pointing out one must have a genuine disability, an ongoing condition that affects daily activities, such as severe depression, mental illness, cognitive impairment which is related to failure to pay premiums in a timely manner.  She explained the client also must request a reasonable accommodation or modification of program rules in order to participate.  She added the client needs a letter from a provider attesting to their disability and requesting reasonable accommodation.  She explained the clients will still owe overdue premiums, but may pay late once they receive reasonable accommodation.   

Basically, due to OLS intervention,  for clients approved under this special accommodation, OHP Standard enrollment will  be reinstated for the full six months of the client’s eligibility.  In addition, the state will reimburse medical expenses incurred during the time of disenrollment.  In order to re-enroll in Standard at the six month re-enrollment, clients with past due premiums accepted as needing ADA reasonable accommodation need to pay past due premiums in full. 

            Carolyn Ross of DHS explained they are trying to get a draft policy through the right channels at this time.  She confirmed Karen’s statements, indicating she hopes the policy is completed in the next couple weeks.  She added in regards to processing requests for forgiveness, they are dealing with these on a case-by-case basis, and the client remains covered for a six-month period.  She explained that this process is usually set off when a client is disenrolled, and the doctor / provider requests reasonable accommodation for  a disabled client. 

            Kristi Jamison of Central City Concern shared her experience, representing clients who request hearings because of OHP disenrollment for failure to pay premiums before the judge, finding the judge almost always rules in favor of the client.  The primary question from the judges is why the client is not on OHP Plus if they are severely disabled.  She questioned the fine line between Standard and Plus relative to disabled individuals.  Karen said the criteria and rules differ with Social Security and SSI and there’s confusion.  Carolyn added the clients might very well qualify for OHP Plus.   

Karen pointed out if OMAP is not responsive to a request to reinstate coverage and the needs of someone whose disability impacts activities of daily living and thus to pay premiums in a timely manner nd one has a legitimate claim, there are legal remedies available as well as the HHS Office of Civil Rights, which deals with ADA violations.   

            Karen pointed out it is the obligation of DHS to pursue additional information and have a dialogue relative to each case brought to them.  Peg Crowley of Community Health Center suggested having a preauthorization process and including guidance to expedite appeals.  It was pointed out that many clients do not know where to go for help.  Ellen pointed out that many of the 40,000 individuals who were dropped last year due to failure to pay premiums may qualify for OHP Plus or forgiveness, suggesting it was incumbent on EAC members to get clients enrolled now that many of them are eligible to re-enroll after their six-month disenrollment and to help clients who need reasonable accommodation get reinstated for their full six months of coverage. 

            Carolyn Ross said letters requesting reasonable accommodation may be sent to her, sharing her fax number, 503-373-7200.  She explained she has a policy person check on eligibility and they process the request.  Marcy Sugarman of Multnomah County Health Department pointed out the hearings form asks if the client wishes to continue benefits during the appeal process.  Karen suggested the first thing that should take place is requesting a hearing as one only has a right to benefits if a hearings request is submitted the first of the month, using the DHS hearings request form. 

            Karen addressed a few other issues relative to the Oregon Health Plan that concern her.  One is the notice problem in which the notices go out on the 16th of the month when the premium payments are not due until the 20th, and the notice says the client is disqualified.  Another issue is that the law requires that notices be mailed out by certified, registered mail or personal service and this has not taken place. 

            Ellen said she will create template letters for EAC to use to help clients.  She asked how OMAP knows when someone has requested a hearing and wishes benefits to continue.  Carolyn said there’s no mechanism in place right now, but the caseworker at the local office, who receives the hearings request, sends it on and notification is sent out to client.  Karen stressed the need to submit the DHS hearings request form to the local office.  Carolyn explained that medical billings will be covered retroactively during the period of disqualification due to inability to pay premiums.  Karen provided her contact information, which she asked not be shared with clients:  503-471-1132 and email at Karen.Berkowitz@lasoregon.org. 

III.               Handouts and Information – Ellen Pinney reviewed the handouts distributed at the meeting.  She briefly addressed OHP application checklists, which are useful in avoiding pended applications.  She explained the primary reasons for pends identified by OHP Central Processing, which included failure to complete the addendum, failure to sign the application and lack of clarity by the applicant in regards to explaining how they can live when they indicate little or no income.  If, in fact, the applicant has little or no income, applications are facilitated if the application  can include a written signed statement from someone who knows the applicant.  That letter or not could say: “Mark is my friend / son.  Is sleeping on my couch.  I know that Mark lives by collecting cans and  bottles.”  Or some language that clarifies how the applicant can live with little or no income from someone that knows the applicant. 

IV.       Ballot Measure 30 pending and potential impact on OHP – Ellen told the EAC members the Governor wants to keep existing benefits for categoricals and maintain SCHIP for kids to 185% FPL, however, it would take $60 million new dollars to do this.  She addressed the letter Jean Thorne sent to Theresa McHugh, providing options for funding.  She added there is a question of whether constituents that would be impacted would be receptive to moving dollars from their programs.  Also, the provider tax and managed care tax hinges on CMS approval of the waiver and what conditions they may impose, if approved. 

            Kevin Earls of the Oregon Association of Hospitals and Health Systems pointed out the application for the provider tax was sent to CMS in October.  He explained the review process used to be done regionally, however, a year ago, CMS centralized their review process.  At this time, New Hampshire just received their waiver and Oregon is fourth place in the queue.  There is also tension in the Bush administration to pull back due to concerns of using provider taxes primarily in the nursing home area, but also some hospitals, to backfill revenue shortfalls states are experiencing that impact their Medicaid programs.  He added there are policy and political issues at the state level. He explained the three taxes, nursing home tax, managed care tax and provider tax, were bundled together and sent to CMS for review. The nursing home tax seems to be holding things up at the national level, so there’s a question of whether the taxes should be unbundled.  He expressed his concern that since Oregon is already operating under a waiver, an expansion plan, and OHP Standard is marked for elimination; the question is whether the state can continue to operate under the current waiver.  He added if the waiver has to be refashioned, the attractive terms and conditions will be lost. 

            Kevin explained the provider tax and managed care tax were part of a revenue package created to fund the restoration of the hospital benefit for OHP Standard.  That deal was struck in the context of a budget last year that provided all the rest of the funding for OHP Standard (physician, lab, x-ray, diagnostics, etc) except for hospitalization.  In light of the failure of Measure 30, all that funding is lost, but there is a revenue package with the managed care and provider tax that can conceivably fund an emergency benefit for the OHP Standard population.  He pointed out there is discussion on how the taxes should be used, such as managed care tax for restoration of mental health services or other funding goals.  He stressed that if the hospital tax was executed on its own, it creates an impossible situation in that hospitals cannot get money back relative to their tax payments in the aggregate sufficient to cover the tax payments.  Essentially, it takes the managed care piece to make the provider tax work so if the managed care piece is pulled off, the hospital association has made it clear they will withdraw, scuttling the hospital tax. 

            Joy Soares of Care Oregon stressed the need to look at what’s going to happen to Oregon if the Standard population coverage goes away – everyone is going to lose.  She suggested looking at how to get a reasonable benefit package for the Standard population, and encourage the State to first take care of the OHP Plus population.  She explained there are available resources within the State to take care of them so we need to encourage the State to take care of them.  She added the next focus should be on how to take care of the Standard population.  She suggested looking at how many people are really receiving services and how much it costs, adding the numbers vary.  She added they should look at the DHS budget when they come out with new numbers in a couple weeks. 

            Ellen asked Kevin how long it took New Hampshire to get their waiver approved.  Kevin said the story is that the Governor camped out in Washington D.C. until it got approved, but he did not know how long it took.  Ellen questioned if the legislation that authorizes the provider tax in Oregon statute dedicate the resources to hospitalization specifically in statute or if it was a gentle person’s agreement.  Kevin explained it is in statute, but there’s some room for interpretation, adding it is clear in the memorandum of understanding with the Governor what the money is to be used for.  He pointed out there is some savings in a rebalance, addressing the highly inflated caseload DHS projected in last year’s budget – based on an average monthly enrollment of 82,000, which did not happen.  Currently, the state is in the 40,000 range and it’s been dropping every month as a result of premium payment requirements, loss of some benefits and the result of an economic recession.  He pointed out there is some funds available from this drop in numbers covered, however, there’s not enough money to restore OHP Standard.  He stressed the need to salvage some part of the Standard benefit package to build upon in the future rather than totally eliminate it. 

            Jennie stressed the importance of primary care to circumvent needed emergency services.  She asked Kevin if there’s hope for hospitals supporting primary care services.  Kevin said the hospital association has met with the safety net clinics and they don’t want to see the emergency rooms used as outpatient clinics.  He explained they need the funding scenario because if not, the hospitals will have massive cost-shifting and lose a significant portion of the insured base.  The first priority is to restore the hospital benefit, and to the degree they go from having a hospital benefit geared with both managed care and provider tax working together, they were only paying for an 80% hospital benefit – they were not fully restoring the OHP Standard hospital benefit.  He added once they have a working agreement reached, they will look at primary care support. 

            Laura addressed a study done by a safety net group that worked on rates with OMAP a few years ago. They looked at what $100 per member per month could buy.  Kevin said the large majority of hospital services were coming from the emergency rooms for OHP Standard.  Laura asked if the hospitals have worked with the safety net as triage, adding she has information on what other states are doing. 

            Ellen questioned if all agree that the managed care and provider tax are going to work, the question remains whether or not CMS will approve it.  Peg suggested that the closer the agreement of all Oregon stakeholders is on how to use it, the more likely CMS will approve it.  She further suggested working with DHS to figure out what it takes to save OHP and still maintain a balance.  Kevin said the hospital association has not pulled in the whole delegation of hospitals to-date and need the pieces they started with to move forward.  Joy stressed the need to maintain OHP Plus delivery system and maintain the infrastructure built around standard so the safety net clinics don’t go under.  Kevin pointed out the amount of infrastructure for OHP Standard has shrunk to 40% now and managed care would not contract with limited benefits. 

            Ellen asked if the managed care and provider tax will dedicate dollars to maintaining OHP Plus and SCHIP for kids.  Kevin stated the hospital association has already told the governor they are supportive of this.  Michele pointed out OHP Central Processing has lost 60 positions due to the rebalance @ $50 million and it was rolled into the disappropriation.  Joy recommended contacting E-Board members.  Jennie said the list of E-Board members will be sent out to EAC members.  Peg suggested looking at FHIAP, which is an option to keep people insured. 

V.        OHP Standard – Carolyn said she is the point person with CAF on OHP Standard, and is currently creating a plan as if OHP Standard is going away.  Issues involve how applications will be processed, legal and policy issues, and how many staff and clients are affected.  She added she is seeking input on what to do.  Michele said they will not be doing anything until after the E-Board meets on April 8 & 9.  Carolyn added they are currently doing information gathering at this point.  

Michele explained it currently takes 25 days before OHP Central looks at applications.  Addressing the upcoming changes with OHP Standard, she explained it’s a legislative process, and recommendations will go to CMS after the E-Board meets.  She added there is a disconnect between Jean Thorne’s letter and the Governor on where the money is coming from. 

Kelly pointed out FHIAP was not part of the disappropriation bill.  They receive $15 million general fund dollars and $47-48 million with federal match.  By the end of the biennium, 14,000 people are anticipated to be covered under FHIAP.  The current mix is 40.5% group market and 59.5% individual with a 12 month waiting time for individual market.  It takes 10 days to process an application for group coverage.  Ellen asked about the possibility of moving OHP Standard to FHIAP.  Kelly explained that cannot happen as FHIAP does not work for all, but 30% of clients earn less than the Federal Poverty Level.  Peg suggested not closing the door on FHIAP.  Linda pointed out that OHP applicants are referred to FHIAP if the applicant’s employer has group coverage. 

 

VI.            Announcements & Adjournment

A.  Next meeting:  March 23, 10:00-12:00 p.m., DHS Parkway Bldg., Upstairs, Room 6

Note:  Limited parking; overflow at Fred Meyer across the street

            B.  Adjournment:  11:40 a.m. 

Handouts:

OMAP Medically Eligibles Data (January 2004)                             Application Assistance Checklists                 

OMAP Medically Eligibles Data Sheet (Dec. 2002-Jan. 2004)      OHP Standard Medically Eligibles Data 

Ballot Measure 30 & the Oregon Health Plan                                2004 Federal Poverty Level chart

EAC Priorities established Jan. 27, 2004                                        OHS Flyer on Oregon’s Cigarette Tax

Sample Premium Forgiveness Letters                                               2004 FLP – DHS charts for TANF & Food Stamps

     January 2004 EAC minutes                                        

 

EAC Minutes-022404-E.doc                                                                                                          Recorded by LoriAnn Sheridan, OHAP